Diaspora Wezesha Loan
For Kenyans abroad to invest, build, and grow back home, while staying in control.
Features & Benefits
Earn dividends while building your savings.
- Open to Username Sacco diaspora members with 6+ months of active savings.
- Borrow up to 3x your savings.
- Competitive rates from 1% per month on reducing balance.
- Flexible Repayment: Up to 36 months with options for:
- Direct diaspora remittance
- Standing order from diaspora bank
- Family repayments via M-Pesa, bank, or Sacco agents
- Backed by member savings, diaspora/local guarantors, and loan insurance (death/disability).
- Funds sent to your account, a family member, or directly for Username Properties’ land purchases.
- Top-Up Option: Available after 6 months of consistent repayment.
- Digital Access: Full online/mobile portal for applications, tracking, and real-time notifications.
Member Benefits
- Build your credit history while abroad.
- Support family without sending lump-sum cash.
- Maintain full visibility and control over your loan.
- Foster family cooperation for shared financial goals.
- Promote Sacco savings culture and global empowerment.
- Boost your investment potential in Kenya with trusted partnerships.
Application Requirements:
- Valid Kenyan ID or passport
- Proof of residence abroad (e.g., utility bill, bank statement)
- Recent payslip or remittance history
- 6 months of Username Sacco savings history
- Completed Diaspora Loan Application Form
- Contact details of nominated family beneficiaries
Start Building Your Kenyan Legacy Now
Borrow up to 3x your savings with the Diaspora Wezesha Loan to invest in Kenya or support family.