Login/Register
Login/Register

Frequently
Asked Questions

Username SACCO is a licensed and regulated Savings and Credit Cooperative Society offering affordable loans, high-yield savings, and tailored financial solutions to Kenyans both locally and in the diaspora. We are backed by Username Properties Ltd and guided by strong governance, transparency, and a member-first approach.

Any Kenyan above the age of 18, locally or abroad, with a valid national ID or passport, and a desire to grow financially.

To join, simply:

  • Fill out the online registration form: [Register NOW]
  • Pay the registration fee of KSh 1,000
  • Purchase a minimum of 50 shares (KSh 5,000 total)

Begin monthly contributions from as low as KSh 1,000

✅ Access to affordable loans

✅Earn rebates and dividends on your share capital and deposits every year-end!

✅ Fast loan processing

✅ Flexible savings plans

✅ Transparent and ethical governance

✅ Digital access to manage your account anytime

✅ Become part of a financially empowering community

We offer a variety of loan products to meet your needs:

  1. Instant Loans – Quick access for emergencies or short-term needs
  2. Property Loan Package – Own land or property with flexible deposit options
  3. Diaspora Wezesha Loan – Diaspora members can guarantee loans for relatives in Kenya or borrow for personal use when planning to return

This product allows Kenyans living abroad to:

  • Guarantee a loan for a relative back home, who will be responsible for repayment
  • Borrow personally for investment, property development, or holiday plans when returning home

This enables diaspora members to support family projects without affecting their personal cash flow, while ensuring accountability from beneficiaries.

Loan processing is fast and efficient:

  • Instant Loans are processed within minutes
  • Property Loans are approved within 7 working days, once all requirements are met

You must:

  • Be an active SACCO member
  • Have consistent savings
  • Meet specific loan product requirements (e.g., guarantors, savings ratio, deposit percentage)

Yes! Members can:

  • Save, borrow, and monitor their accounts digitally via mobile or desktop
  • Receive statements, updates, and support remotely

Featured projects include:

  • Ngong – Terra Gardens
  • Kitengela – Amber Estate
  • Matuu – Sunrise
  • Nakuru – Grove Project
  • Kikuyu – Prime plots

Plots start from KSh 250,000, with payment plans of up to 36 months and deposits as low as 5%

Yes. We are:

  • Fully licensed and regulated by the Ministry of Co-operatives and MSMEs
  • Committed to strong governance and financial transparency
  • Backed by Username Properties Ltd, a trusted brand in real estate

Featured projects include:

  • Ngong – Terra Gardens
  • Kitengela – Amber Estate
  • Matuu – Sunrise
  • Nakuru – Grove Project
  • Kikuyu – Prime plots

Plots start from KSh 250,000, with payment plans of up to 36 months and deposits as low as 5%

📍 Visit us at:
Le’Mac Towers, 4th Floor, Westlands, Nairobi
📞 Call: 0725 000 680
📧 Email: sacco@username.co.ke

📞 Call Us: +254 725 000 680
 ✉️ Email Us: sacco@username.co.ke
 📍 Visit Us: Le’Mac Towers, 4th Floor, Westlands, Nairobi

🕒 Support Hours:
 Monday – Friday, 8:00 AM – 5:00 PM (EAT)
 💻 Available anytime via our contact form or email.

  • Strong ethical governance – no sitting allowances for board members
  • Performance-based leadership
  • Transparent, member-focused decisions
  • Products tailored for real impact—especially in property and diaspora support
  • A genuine commitment to seeing every member thrive