Username Tiba Loan
Affordable Health Insurance for SACCO Members
Insurance Made Affordable
We offer a special loan facility so you don’t have to pay the full premium amount upfront.
- Interest rate: 15% per annum (1.25% per month on reducing balance)
- Repayment period: Up to 12 months
- Flexible instalments: Daily or monthly
- Loan amount: Based on the chosen cover option and SACCO assessment
- Disbursement: Money sent directly to the insurance provider
Key Benefits at a Glance
Flexible Medical Cover + Easy Premium Financing
- Three different coverage levels to match your budget and healthcare needs
- Very affordable inpatient-only option for basic hospital protection
- Full comprehensive cover including outpatient, maternity, dental & optical
- Premiums scale sensibly with the number of family members
- Fixed KES 50,000 last expense benefit in every plan
- Ward bed accommodation included in all options
- Highest limits and broadest protection with Option III – perfect for families
Coverage Benefits Comparison
| Benefit | Option I | Option II | Option III |
|---|---|---|---|
Inpatient Cover | 100,000 | 200,000 | 300,000 |
Outpatient Cover | 30,000 | 40,000 | 50,000 |
Maternity | 15,000 | 20,000 | 25,000 |
Dental | 5,000 | 5,000 | 7,500 |
Optical | 5,000 | 5,000 | 7,500 |
Last Expense | 50,000 | 50,000 | 50,000 |
Accommodation | Ward Bed | Ward Bed | Ward Bed |
Option III – Most Popular Comprehensive Plan Summary
Benefits
🏥 Inpatient: KES 300,000
🩺 Outpatient: KES 50,000
🤰 Maternity: KES 25,000
🦷 Dental: KES 7,500
👓 Optical: KES 7,500
⚰️ Last Expense: KES 50,000
🛏️ Accommodation: Ward Bed
Premium Examples – Full Cover
| Dependants | Annual | Monthly | Daily |
|---|---|---|---|
Member Only | 10,789 | 974 | 35 |
Member + 1 | 15,260 | 1,378 | 50 |
Member + 2 | 23,863 | 2,154 | 72 |
Member + 3 | 29,467 | 2,660 | 90 |
Member + 4 | 32,972 | 2,976 | 100 |
Member + 5 | 34,699 | 3,132 | 105 |
Member + 6 | 37,289 | 3,366 | 115 |
Why Thousands of SACCO Members Choose Username Tiba
Spread the cost of quality medical insurance over time – making it truly affordable for every SACCO member.
Ready to protect your health and your family’s future?
Your health matters – make it affordable with Username Tiba.